MEMORANDUM AND ORDER
DAVIS, District Judge.
I. INTRODUCTION
This matter is before the Court on the motion of Defendant CSC Credit Services, Inc. ("CSC"), for summary judgment pursuant to Federal Rule of Civil Procedure 56. The Court heard oral argument on January 30, 2004. For the following reasons, the Court denies Defendant's motion.
II. BACKGROUND
On April 26, 2002, Plaintiff David Graham and his wife sought to refinance their...
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