KOONTZ, Justice.
In this appeal of a declaratory judgment action, we consider whether an injured person who did not previously occupy or immediately intend to occupy an insured motor vehicle was "using" the insured motor vehicle within the meaning of Code § 38.2-2206(B) at the time he was injured and, thus, entitled to underinsured motorist coverage.
BACKGROUND
The material facts are undisputed. On November 18, 1999, at approximately 5:00 a...
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