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IN RE CONLEY

Bankruptcy No. 03-53061, Adversary No. 03-5247.

318 B.R. 812 (2004)

In re Merritt and Karen CONLEY, Debtors. Stephen Palmer, Trustee, Plaintiff, v. Key Bank USA, National Association, Defendant.

United States Bankruptcy Court, E.D. Kentucky, Lexington Division.

March 16, 2004.

Attorney(s) appearing for the Case

John M. Simms, Lexington, KY, for plaintiff.

Gregory D. Pavey, Lexington, KY, for defendant.

MEMORANDUM OPINION

WILLIAM S. HOWARD, Bankruptcy Judge.

Introduction

Key Bank, USA, NA ("Key Bank") is before the court on the Motion to Reopen Adversary Proceeding and the Motion to Set Aside Default Judgment that it filed in this adversary proceeding on February 25, 2004. Having considered the motions, the response filed by Stephen Palmer, as trustee (the "Trustee") of the bankruptcy estate of Merritt and Karen Conley...

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