MEMORANDUM DECISION
GREGORY F. KISHEL, Chief Judge.
This adversary proceeding for determination of dischargeability of debt under 11 U.S.C. § 523(a)(8) came on before the Court for trial. The Plaintiff ("the Debtor") appeared by her attorneys, Jonathan A. Strauss, Monica L. Clark, and Jennifer M. Wangerien. Defendants The Education Resource Institute ("TERI"), Pennsylvania Higher Education Assistance Agency ("PHEAA"), and HEMAR Insurance Corporation...
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