OPINION OF THE COURT
JACK M. BATTAGLIA, J.
In two separate actions, Bertram V Crick and Elsa V Webb are seeking to recover from HSBC Bank USA (the Bank) the face amounts of four checks, totaling $31,500, that they delivered to Daniel Stern, an attorney, and that Mr. Stern deposited with the Bank. The indorsed complaint of Bertram V. Crick, doing business as Val Crick's Real Estate, states the nature and substance of the cause of action as "loss of money...
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