OPINION BY KELLY, J.:
¶ 1 Appellant, Michael Scott Boohar, asks us to determine whether the trial court erred in refusing to open the default judgment entered by Appellee, Donnie Reid. We hold that Appellant, a layperson, established a legitimate excuse for not filing a timely response to Appellee's complaint where he entrusted his claim to his insurance carrier and reasonably relied on its representation, and the insurer mistakenly failed to file a timely answer...
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