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ROTAN v. FARMERS INS. GROUP OF COMPANIES

No. 98,124.

83 P.3d 894 (2003)

2004 OK CIV APP 11

Richard Lee ROTAN and Melody Kay Rotan, Plaintiffs/Appellants, v. FARMERS INSURANCE GROUP OF COMPANIES, INC., Arnold Mogseth Insurance Agency, Inc., Banc One Acceptance Corporation, and Banc One Oklahoma Corp., Defendants/Appellees.

Court of Civil Appeals of Oklahoma, Division No. 4.

Certiorari Denied January 20, 2004.

Attorney(s) appearing for the Case

Carson M. Brooks, Robert J. Haupt, Haupt Brooks Vandruff, PLLC, Oklahoma City, OK, for Appellants.

Sheila R. Benson, Greg D. Givens, Edmonds, Cole, Hargrave, Givens, Witzke, Ryan & Woodson, Oklahoma City, OK, for Appellees.

Released for Publication by Order of the Court of Civil Appeals of Oklahoma, Division No. 4.

Opinion by JOHN F. REIF, Judge.

¶ 1 The question presented is whether an insurance agent and insurance company are liable to insureds who have requested "full coverage," when the coverage provided pays the fair market value for a total loss of the insured vehicle, but does not cover the difference between the fair market value of the vehicle and the amount owed...

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