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IN RE JOHNSON

Bankruptcy No. 01-51451-JDW, Adversary No. 02-5068.

299 B.R. 676 (2003)

In re Christopher T. JOHNSON and Marquesa D. Johnson, Debtors. Christopher T. Johnson and Marquesa D. Johnson, Plaintiffs, v. Educational Credit Management Corporation, Mercer University, and General Revenue Corporation, Defendants.

United States Bankruptcy Court, M.D. Georgia, Macon Division.

July 18, 2003.

Attorney(s) appearing for the Case

Christopher T. Johnson, Eatonton, GA, pro se for debtors.

Thomas W. Joyce, Macon, GA, for Educational Credit Management Corp.

MEMORANDUM OPINION

JAMES D. WALKER, JR., Bankruptcy Judge.

This matter comes before the Court on Christopher T. and Marquesa D. Johnson's complaint to determine dischargeability of student loans. This is a core matter within the meaning of 28 U.S.C. § 157(b)(2)(I). After considering the pleadings, the evidence, and the applicable authorities, the Court enters the following findings of fact and conclusions...

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