CHARLESTON DRY CLEANERS & LAUNDRY, INC., Plaintiff,
v.
ZURICH AMERICAN INSURANCE CO.; Allstate Insurance Co.; GAB Robins North America, Inc.; and R.S. Townsend, Defendants.
Supreme Court of South Carolina.https://leagle.com/images/logo.png
Heard June 24, 2003.
Decided September 15, 2003.
Attorney(s) appearing for the Case
Fleet Freeman, of Freeman & Freeman, of Mt. Pleasant, for Plaintiff.
John R. Murphy and Adam J. Neil, of Murphy & Grantland, P.A., of Columbia, for Defendant Zurich American Insurance Company.
Stephen P. Groves, Sr., and Bradish J. Waring, of Nexsen Pruet Jacobs Pollard & Robinson, L.L.P.; and John Hamilton Smith, Sr., of Young, Clement, Rivers & Tisdale, L.L.P., all of Charleston, for Defendants GAB Robins North America, Inc. and R.S. Townsend.
John S. Wilkerson, III, and Sean A. O'Connor, of Turner Padget Graham & Laney, P.A., of Charleston, for Defendant Allstate Insurance Company.
Gray T. Culbreath and Christian Stegmaier, of Collins & Lacy, P.C., of Columbia, for Amicus Curiae South Carolina Defense Trial Attorneys' Association.
Supreme Court of South Carolina.
Justice WALLER:
We accepted the following questions on certification from the United States District Court for the District of South Carolina:
(1) Can an independent insurance adjuster or an insurance adjusting company be held individually liable to the insured for the negligent or reckless adjustment of a first party insurance claim, where the adjuster is acting as an agent of the adjusting company and both the adjuster and the adjusting company are agents...
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