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IN RE VERMAAS

Bankruptcy No. BK00-80310. Adversary No. A00-8079.

302 B.R. 650 (2003)

In the Matter of Steven Edward VERMAAS and Jennifer Doreen VerMaas, Debtors. Steven Edward VerMaas and Jennifer Doreen Vermaas, Plaintiffs, v. Student Loans of North Dakota And United States Department of Education, Defendants.

United States Bankruptcy Court. D. Nebraska.

December 3, 2003.

Attorney(s) appearing for the Case

Howard T. Duncan, Duncan Law Office, Omaha, NE, for Steven Edward VerMaas, Jennifer Doreen VerMaas, Spearfish, SD, Plaintiffs.

Douglas B. Anderson, Bismarck, ND, UNIPAC, Pro se.

Laurie M. Barrett, U.S. Attorney's Office, Omaha, NE, for Student Loans of North Dakota, UNIPAC, St. Paul, MN, United States Department of Education, Direct Loan Servicing Center, Utica, NY, Bank of North Dakota, Defendants.

MEMORANDUM

TIMOTHY J. MAHONEY, Chief Judge.

This matter, concerning a request by the debtors to allow the discharge of their student loans on a hardship basis under 11 U.S.C. § 523(a)(8), has been submitted to the court by agreement of the parties, on stipulation of facts, documentary evidence, and written briefs. Howard Duncan appeared on behalf of the debtors/plaintiffs; Douglas Anderson appeared on behalf of Student Loans of North Dakota;...

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