SACK, Circuit Judge.
This case stems from an incident of medical malpractice in 1982, which resulted in a $2.4 million New York state-court jury verdict against a hospital located in New York State and a settlement of the claim against the hospital for $2.1 million in 1993. As the primary carrier for the hospital, defendant-appellee Healthcare Underwriters Mutual Insurance Company ("HUM") paid $1 million (its policy limit) of the settlement, and, as the excess carrier...
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