IN RE O'HEARN

No. 02-3930.

339 F.3d 559 (2003)

In the Matter of: Timothy Gerard O'HEARN, Debtor, Timothy Gerard O'Hearn, Plaintiff-Appellee, v. Educational Credit Management Corporation, Defendant-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided August 8, 2003.


Attorney(s) appearing for the Case

Daniel Fisher (argued), Educational Credit Management Corp, St. Paul, MN, for Appellant.

Christine Wolk (argued), Wolk Law Office, Oshkosh, WI, for Debtor-Appellee.

Before COFFEY, RIPPLE and EVANS, Circuit Judges.


RIPPLE, Circuit Judge.

Timothy O'Hearn filed for Chapter 7 bankruptcy relief and sought to discharge his government-guaranteed educational loans owed to the defendant, Educational Credit Management Corporation ("ECMC"), a not-for-profit organization that administers guaranteed student loans. After a hearing, the bankruptcy court concluded that the student loans would impose an "undue hardship" on Mr. O'Hearn. See 11 U.S.C. § 523(a)(8). The court therefore...

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