MEMORANDUM OPINION
GUIN, District Judge.
This cause is before the court on appeal from an order entered by the Bankruptcy Court for the Northern District of Alabama on September 23, 2002. The court has jurisdiction pursuant to 28 U.S.C. § 158.
SUMMARY OF RELEVANT FACTS1
The debtor below, Bettye L. Smith, (hereinafter "Smith") purchased a 1992 Lincoln...
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