No. 02-2034.

329 F.3d 546 (2003)

The CINCINNATI INSURANCE CO., Plaintiff-Appellant, v. ZEN DESIGN GROUP, LTD., and Sun Yu, Defendants-Appellees.

United States Court of Appeals, Sixth Circuit.

Decided and Filed May 27, 2003.

Attorney(s) appearing for the Case

Lance R. Mather (argued and briefed), Smith, Haughey, Rice & Roegge, Grand Rapids, MI, for Plaintiff-Appellant.

Mark A. Cantor (briefed), Brooks & Kushman, Southfield, MI, Eric R. Little (argued and briefed), Gauntlett & Associates, Irvine, CA, for Defendants-Appellees.

Before MOORE and ROGERS, Circuit Judges; HOOD, District Judge.


MOORE, Circuit Judge.

Plaintiff-Appellant Cincinnati Insurance Company ("Cincinnati") brought an action for declaratory judgment against Defendants-Appellees Zen Design Group, Ltd. ("Zen Design") and Sun Yu ("Yu"), the president and owner of Zen Design (collectively "Zen"). Although Zen was a holder of a business insurance policy from Cincinnati, Cincinnati argued that it had no duty to defend or indemnify Zen in a suit brought against Zen by Armament...

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