OPINION
DAVID W. HOUSTON, III, Bankruptcy Judge.
On consideration before the court is the complaint filed by the plaintiff, Structured Investments Co., LLC (Structured Investments); a timely answer having been filed by the defendants, Freddy Glyn Smith and Nancy Mae Smith (respectively Mr. Smith or Mrs. Smith); on proof in open court; and the court, having heard and considered same, hereby finds as follows, to-wit:
I.
The court has...
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