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JOHNSON v. BANC ONE ACCEPTANCE CORP.

CIV.A. No. 03-378.

278 F.Supp.2d 450 (2003)

John L. and Mabel A. JOHNSON, Plaintiffs, v. BANC ONE ACCEPTANCE CORPORATION d/b/a Bank One, N.A., and the Knox Financial Group, L.L.C., Defendants.

United States District Court, E.D. Pennsylvania.

July 7, 2003.

Attorney(s) appearing for the Case

David A. Scholl, Newtown Square, PA, for plaintiffs.

David M. Breschi, Laurence W. Dague, Melissa A. Swauger, Shumaker Williams, P.C., Harrisburg, PA, for defendants.

MEMORANDUM AND ORDER

VAN ANTWERPEN, District Judge.

Plaintiffs John and Mabel Johnson assert claims under the federal Truth in Lending Act, 15 U.S.C. § 1601 et seq. ("TILA"), the federal Home Ownership and Equity Protection Act, 15 U.S.C. § 1639 ("HOEPA"), the Pennsylvania Credit Services Act, 73 Pa.C.S. § 2181 et seq. ("CSA"), the Pennsylvania Loan Broker Trade Practice Regulations, 37 Pa. ADC 305.3(a)(1)-(4), and the...

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