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SNOW v. FIRST AMERICAN TITLE INSURANCE CO.

Nos. 02-60539, 02-60627.

332 F.3d 356 (2003)

Anna D. SNOW; Teresa J. Haley; Ronald Duff; Sabrina Duff; Ricky Williams; Angela Williams, and All Others Similarly Situated, Plaintiffs-Appellants, v. FIRST AMERICAN TITLE INSURANCE COMPANY, Defendant-Appellee. Andrea Chenault; Joanna Smith; Pamela Edwards; Frankie Judd; Debbie L. Wilson; Kenneth W. Wilson; Celestine Turner; Guy E. Watts, Jr.; Janie G. Watts; Lisa Timmons, and All Others Similarly Situated, Plaintiffs-Appellants, v. Mississippi Valley Title Insurance Company; Old Republic National Title Insurance Company, Defendants-Appellees.

United States Court of Appeals, Fifth Circuit.

June 11, 2003.

Attorney(s) appearing for the Case

James Clifton Johnson, II (argued), Joe Bradley Pigott, Pigott, Reeves, Johnson & Minor, Jackson, MS, for Plaintiffs-Appellants.

Irene M. Solet, Stephanie Robin Marcus (argued), Michael Jay Singer, U.S. Dept. of Justice, Civ. Div.—App. Staff, Washington, DC, for U.S., Amicus Curiae.

Charles A. Newman (argued), Bryan Cave, St. Louis, MO, for First Am. Title Ins. Co.

Jay N. Varon (argued), Foley & Lardner, Washington, DC, Thomas J. Suszek, Holcomb Dunbar, Oxford, MS, for Mississippi Valley Title Ins. Co.

Before SMITH, DENNIS and CLEMENT, Circuit Judges.

JERRY E. SMITH, Circuit Judge:

In these cases consolidated for appeal, plaintiffs sued for alleged violations of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. § 2601 et seq., in connection with their purchase of title insurance. The district court in each case ruled that RESPA's one-year statute of limitations bars recovery. Agreeing with that conclusion, we affirm.

I.

Plaintiffs are putative classes of real estate purchasers...

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