W.H. "DUB" ARNOLD, Chief Justice.
Appellants Ralph and Nancy Johnson bring this appeal from an order granting summary judgment in favor of appellee Encompass Insurance Company. The underlying facts of the case are that on August 18, 2001, Dusty Johnson was involved in a motor vehicle accident while he was driving the Johnsons' vehicle. After the accident, the vehicle was totaled and valued at $6,700.00. The Johnsons made a claim under what they believed was their...
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