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IN RE SCHLEHR

Bankruptcy Nos. 00-42503-13, 01-41640-13, 01-52327-13, 01-22835-13.

290 B.R. 387 (2003)

In re Gerald M. SCHLEHR, d/b/a Southside Welding & Machine, Kimberly D. Schlehr, h/i/i Kimberly D. Burton, Debtors. In re Teresa Young, a/k/a Teresa Davidson, a/k/a Terry Young, a/k/a Teresa S. Young, Debtors. In re Stanley E. Jarvar, Barbara J. Kramer-Jarvar, a/k/a Barbara J. Kramer, a/k/a Barbara Jarvar, Debtors. In re Edward Robert Hayes, Patricia Ann Hayes, Debtors.

United States Bankruptcy Court, D. Montana.

January 31, 2003.

Attorney(s) appearing for the Case

D. Randy Winner, Great Falls, MT, for Gerald M. Schlehr and Kimberly D. Schlehr.

E. June Lord, Great Falls, MT, for Teresa Young.

Daniel S. Morgan, Missoula, MT, for Edward B. Hayes and Patricia Ann Hayes.

Robert D. Drummond, Great Falls, MT, trustee.

MEMORANDUM OF DECISION

RALPH KIRSCHER, Bankruptcy Judge.

At Butte in said District this 31st day of January, 2003.

Hearings in the four above-captioned Chapter 13 cases were consolidated by Stipulation approved by this Court on June 27, 2002, for the purpose of hearing the Trustee's objections to Proofs of Claim filed in each of the four cases by Educational Credit Management Corporation ("ECMC"). The consolidated hearing on the Trustee's...

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