IN RE MONUMENTAL LIFE INS. CO.

No. 02-30540.

343 F.3d 331 (2003)

In the Matter of: MONUMENTAL LIFE INSURANCE COMPANY, Industrial Life Insurance Litigation. Mattie Bratcher, et al., Plaintiffs, Mattie Bratcher; John Bratcher; Caroline Brown, on Behalf of Herself and All Others Similarly Situated; Mary Sue Truesdale; Maxine Cash, on Behalf of Herself and All Others Similarly Situated; Mildred Buford, Also Known as Mildred Gamlin, on Behalf of Herself and All Others Similarly Situated, Plaintiffs-Appellants, v. National Standard Life Insurance Company, et al., Defendants, Monumental Life Insurance Company, Defendant-Appellee. In the Matter of: Unitrin, Inc., Industrial Life Insurance Litigation. Rosie Lee Cothran, et al., Plaintiffs, Elizabeth Walker, Plaintiff-Appellee, v. Security Industrial Insurance Company, et al., Defendants, Monumental Life Insurance Company, Defendant-Appellee. In the Matter of: American National Insurance Company, Industrial Life Insurance Litigation. Rose Mary Roach, on Behalf of Herself and All Others Similarly Situated, Plaintiff-Appellant, v. American National Insurance Company, Defendant-Appellee. In the Matter of: Western & Southern Life Insurance Co., Industrial Life Insurance Litigation. Joseph Bell, etc., et al., Plaintiffs, Joseph Bell, Individually and on Behalf of Others Similarly Situated; Willa Ellis, Doctor; Thelma Walker Oatis, on Behalf of Themselves and All Others Similarly Situated; Alma Hyde, Plaintiffs-Appellants, v. Western & Southern Life Insurance Company, Defendant-Appellee.

United States Court of Appeals, Fifth Circuit.

August 13, 2003.


Attorney(s) appearing for the Case

Bob F. Wright, James Parkerson Roy, Donald Ray Cravins, Jr., Domengeaux, Wright, Roy & Edwards, Lafayette, LA, Gerald Edward Meunier, Gainsburgh, Benjamin, David, Meunier & Warshauer, Stephen B. Murray, Robert John Diliberto, Murray Law Firm, New Orleans, LA, Joe R. Whatley, Jr., Whatley Drake, Birmingham, AL, John J. Stoia, Jr., JoBeth Halper, Milberg, Weiss, Bershad, Hynes & Lerach, San Diego, CA, Sanford Svetcov (argued), Milberg, Weiss, Bershad, Hynes & Lerach, San Francisco, CA, Melvyn I. Weiss, Milberg, Weiss, Bershad, Hynes & Lerach, Boca Raton, FL, for Plaintiffs-Appellants.

Andrew S. Friedman, Bonnett, Fairbourn, Friedman & Balint, Phoenix, AZ, for John Bratcher, Mattie Bratcher, Caroline Brown, Mildred Buford, Maxine Cash and Mary Sue Truesdale.

Herman Watson, Jr., Watson, Jimmerson, Givhan, Martin & McKinney, Huntsville, AL, for John Bratcher and Mattie Bracher.

Linda Ibach Shaunessy, Jeffrey Monroe Graham, Austin, TX, for State of Texas and Texas Dept. of Ins., Amici Curiae.

Joel Feldman (argued), Jeffrey E. Crane, Sidley, Austin, Brown & Wood, Chicago, IL, Stephen H. Kupperman, Barrasso, Usdin, Kupperman, Freeman & Sarver, New Orleans, LA, for Monumental Life Ins. Co.

Andrew Jan Mytelka, Steven Carl Windsor, Greer, Herz & Adams, Galveston, TX, Anthony Joseph Rollo, Jr., McGlinchey Stafford, New Orleans, LA, for American Nat. Ins. Co.

Thomas A. Casey, Jr., Jones, Walker, Waechter, Poitevent, Carrere & Denegre, New Orleans, LA, Joseph S. Piacun, Metairie, LA, for Western & Southern Life Ins. Co.

Evan M. Tager, Craig W. Canetti, Mayer, Brown, Rowe & Maw, Victoria E. Fimea, American Council of Life Insurers, Washington, DC, for American Council of Life Insurers, Amicus Curiae.

Scott J. Cipinko, Life Insurers Council, Atlanta, GA, for Life Insurers Council, Amicus Curiae.

Norman J. Chachkin, NAACP Legal Defense & Educational Fund, New York City, for NAACP Legal Defense and Educational Fund, Inc., Amicus Curiae.

Before SMITH, DENNIS and CLEMENT, Circuit Judges.


JERRY E. SMITH, Circuit Judge:

In what may be the ultimate negative value class action lawsuit,1 plaintiffs challenge defendants' alleged practice of paying lower benefits and charging higher premiums to blacks in the sale of low-value life insurance. The district court denied plaintiffs' motion to certify a class pursuant to FED.R.CIV.P. 23(b)(2), finding, inter alia, that the majority of class members would not benefit from injunctive...

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