MEMORANDUM OPINION AND ORDER
CHARLES M. CALDWELL, Bankruptcy Judge.
William Frederick Hafner, II ("Plaintiff") seeks a discharge of student loans based upon the "undue hardship" provision of section 523(a)(8) of the United States Bankruptcy Code. ("Code"). The remaining loans are owed to the assignee, Educational Credit Management Corporation ("Defendant"). The current balance is approximately $78,215.02. The Court concludes that the Plaintiff has...
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