KAREN R. BAKER, Judge.
This is an appeal involving application of the Arkansas Statutory Foreclosure Act, Ark.Code Ann. §§ 18-50-101 to 116 (Supp. 2001) (Act), to appellants Gary Lambert's and Nedra Lambert's attempt to reinstate their defaulted mortgage. The trial court granted appellee Firstar Bank's motion for summary judgment and denied appellants' motion for summary judgment. We affirm.
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