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IN RE WILLIAMS

No. 02 Civ. 8497(SAS).

296 B.R. 298 (2003)

Natalie M. WILLIAMS, Debtor. Natalie M. Williams, Appellant, v. New York State Higher Education Services Corporation, Educational Credit Management Corp., University of Medicine and Dentistry of New Jersey, Appellees.

United States District Court, S.D. New York.

June 2, 2003.

Attorney(s) appearing for the Case

Natalie M. Williams, New York City, pro se.

Cheryl B. Fisher, New York State Higher Education Services Corporation, Office of Counsel — EFMC, Albany, NY, for New York State Higher Education Services Corporation.

Sheila A. Denton, Pullman & Comley, L.L.C., Bridgeport, CT, for Education Credit Management Corporation.

Larry I. Glick, Reisman, Peirez, Resiman & Calica, L.L.P., Garden City, NY, for University of Medicine and Dentistry of New Jersey.

OPINION AND ORDER

SCHEINDLIN, District Judge.

Natalie Williams (the "Debtor") filed a petition for relief under Chapter 13 of the Bankruptcy Code on January 8, 2001. Subsequently, Williams filed this adversary proceeding against various state and federal agencies seeking a determination that her student loans are dischargeable pursuant to 11 U.S.C. § 523, or are otherwise eligible for loan forgiveness. On August 13, 2002, the Bankruptcy Court...

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