MEMORANDUM OPINION
WILLIAM T. BODOH, Bankruptcy Judge.
Debtors/Plaintiffs Alan Henry Ciesicki ("Mr. Ciesicki") and Mary Louise Ciesicki ("Mrs. Ciesicki") (collectively "Plaintiffs") filed a petition for relief under Chapter 7 of Title 11, United States Code, on August 1, 2001. Plaintiffs presently seek to have their educational loans owed to Pennsylvania Higher Education Assistance Agency, as assignee and successor in interest to Sallie Mae Servicing, L...
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