MEMORANDUM OPINION DETERMINING DISCHARGEABILITY OF STUDENT LOANS
A. JAY CRISTOL, Bankruptcy Judge.
THIS CAUSE came before the Court for trial on October 23, 2003 upon the Complaint filed by the Debtor on April 22, 2003 commencing this adversary proceeding. The Debtor, Allan Anselm Nanton-Marie, seeks to obtain discharge of obligations to the United States Department of Education and ECMC of student loans incurred approximately 16 years ago.
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