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IN RE STEPHENS

Nos. 00-3285, 00-33059.

302 B.R. 227 (2003)

In re Penny STEPHENS, Debtor. Citibank, Plaintiff, v. Penny Stephens, Defendant.

United States Bankruptcy Court, N.D. Ohio.

July 23, 2003.

Attorney(s) appearing for the Case

Bruce R. Freedman, Akron, OH, for Plaintiff.

Richard J. Szczepaniak, Toledo, OH, for Defendant.

DECISION AND ORDER

RICHARD L. SPEER, Bankruptcy Judge.

This cause comes before the Court after a Trial on the Complaint of the Plaintiff/Creditor, Citibank, to determine the dischargeability of a debt. The Plaintiff brings its Complaint pursuant to 11 U.S.C. § 523(a)(2)(A), which generally excludes from the scope of a bankruptcy discharge those debts incurred by fraud. The conduct allegedly giving rise...

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