The subject policy is unambiguous in providing coverage on an actual cash value basis, as defendant insurer contends. Plaintiffs' contention that the policy provides replacement cost coverage is based on an "(X)" next to the words "Replacement Cost Building" in the section of the declarations page entitled "Optional Coverages." However, that section, by its terms, is "[a]pplicable only when entries are made in the schedule below." There are no such entries. In any event,...
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