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PINCHOT v. CHARTER ONE BANK, F.S.B.

No. 2002-0945.

99 Ohio St.3d 390 (2003)

2003-Ohio-4122

PINCHOT, APPELLEE, v. CHARTER ONE BANK, F.S.B., APPELLANT.

Supreme Court of Ohio.

Decided August 20, 2003.

Attorney(s) appearing for the Case

Brian Ruschel; Chester, Willcox & Saxbe, L.L.P., and J. Craig Wright, for appellee.

Baker & Hostetler, L.L.P., Daniel R. Warren, Michael K. Farrell and Brett A. Wall, for appellant.

ALICE ROBIE RESNICK, J.

{¶ 1} In July 1997, plaintiff-appellee Michael J. Pinchot obtained a loan from defendant-appellant Charter One Bank, F.S.B. ("Charter One"). The loan was evidenced by a promissory note and secured by a mortgage lien on Pinchot's residence in Parma, Ohio. At all relevant times, Charter One was a federal savings association organized under the Home Owners' Loan Act ("HOLA") (originally, the Home Owners' Loan Act of 1933), Section...

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