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IN RE FERRO

Bankruptcy No. 02-45919-R. Adversary No. 02-4776.

292 B.R. 160 (2003)

In re Joseph A. FERRO and Kara Marie Ferro, Debtors. Capital One Bank, Plaintiff, v. Joseph A. Ferro and Kara Marie Ferro, Defendants.

United States Bankruptcy Court, E.D. Michigan, Southern Division.

April 25, 2003.

Attorney(s) appearing for the Case

Kimberly Redd, UAW GM Legal Services Plan, Warren, MI, for Debtors.

Charles Taunt, Birmingham, MI, trustee.

Opinion

STEVEN W. RHODES, Chief Judge.

Capital One Bank brought this adversary proceeding to determine the dischargeability of the debt owed to it by Joseph and Kara Ferro. Capital One asserts that the debt is nondischargeable pursuant to 11 U.S.C. § 523(a)(2) because the Ferros did not have the intent to repay at the time the debt was incurred. The Court conducted a trial on December 19, 2002 and took the matter under advisement. The Court now...

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