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HARDY v. PEMCO MUT. INS. CO.

No. 21326-9-III.

61 P.3d 380 (2003)

115 Wash.App. 151

Jo F. HARDY, a single individual, Appellant, v. PEMCO MUTUAL INSURANCE COMPANY, Respondent.

Court of Appeals of Washington, Division 3, Panel Two.

Reconsideration Denied February 21, 2003.

Attorney(s) appearing for the Case

Debra L. Stephens, Attorney at Law, Spokane, WA, for Appellant.

Ronald S. Dinning, Sidney R. Snyder, Jr., Merrick, Hofstedt & Lindsey, Seattle, WA, for Respondent.

BROWN, C.J.

Jo F. Hardy was seriously injured in an automobile accident while driving another person's vehicle. Her injuries exceeded the $50,000 limit she received from the at-fault driver's insurance company. She received $100,000 from the owner of the vehicle's underinsured motorist (UIM) policy. Ms. Hardy then sought $250,000 in UIM coverage from her insurance company, Pemco Mutual Insurance Company (Pemco). Relying on an anti-stacking provision in her policy...

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