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IN RE GERHARDT

No. 03-30040.

348 F.3d 89 (2003)

In the Matter of: Jonathon R. GERHARDT, Debtor. United States Department of Education, Appellee, v. Jonathon R. Gerhardt, Appellant.

United States Court of Appeals, Fifth Circuit.

October 23, 2003.

Attorney(s) appearing for the Case

Eneid A. Francis (argued) and Stephen A. Higginson, Asst. U.S. Attys., New Orleans, LA, for Appellee.

M. Elizabeth Bowman (argued), Bowman & Howley, Gretna, LA, for Appellant.

Before REAVLEY, JONES and CLEMENT, Circuit Judges.

EDITH H. JONES, Circuit Judge:

Over a period of years, Jonathon Gerhardt obtained over $77,000 in government-insured student loans to finance his education at the University of Southern California, the Eastman School of Music, the University of Rochester, and the New England Conservatory of Music. Gerhardt is a professional cellist. He subsequently defaulted on each loan owed to the United States Government.

In 1999...

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