In this declaratory judgment action, the special referee found Crystal Horne was not a Class I insured entitling her to stack underinsured motorist benefits under Shirley Maxine Horne's automobile insurance policy. Crystal, Shirley Maxine, and Michael Home appeal, arguing the referee erred in finding: (1) Crystal was not a resident relative of Shirley Maxine Home and Michael Home's household, and (2) Crystal was...
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