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IN RE SCHLEIER

No. 02-30138.

290 B.R. 45 (2003)

In re Sylvia SCHLEIER, Debtor.

United States Bankruptcy Court, S.D. New York, Poughkeepsie Division.

March 14, 2003.

Attorney(s) appearing for the Case

Louis J. Artale, Spring Valley, NY, for Creditor The Bank of New York.

Sylvia Schleier, Middletown, NY, pro se.

MEMORANDUM AND DECISION

CECELIA MORRIS, Bankruptcy Judge.

On August 31, 2001, the Bank of New York ("BONY"), the mortgagee on property of the Debtor, Sylvia Schleier ("Schleier"), located at 237 Derby Road, Middletown, New York (the "property"), received a judgment of foreclosure and sale in New York State Court. Sometime thereafter, after noticing and postponing a foreclosure sale on the property, an auction sale occurred, and a third party made...

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