MEMORANDUM DECISION
DOROTHY EISENBERG, Bankruptcy Judge.
Plaintiff Countrywide Home Loans, Inc. (the "Plaintiff" or "Countrywide") brought an adversary proceeding pursuant to Section 541 of the Bankruptcy Code against Randy St. Louis ("St. Louis"), AppOnline.com, Inc. ("AppOnline"), Island Mortgage Network, Inc. ("IMN"), HSA Residential Mortgage Services of Texas, Inc.
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