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ROYAL INS. CO. OF AMERICA v. THOMAS

1011518.

879 So.2d 1144 (2003)

ROYAL INSURANCE COMPANY OF AMERICA v. Sandra Hill THOMAS et al.

Supreme Court of Alabama.

October 3, 2003.

Attorney(s) appearing for the Case

Philip R. Collins of Huie, Fernambucq & Stewart, L.L.P., Birmingham, for plaintiff.

Jack B. McNamee and Michael D. Petway of McNamee, Snead & Petway, Birmingham; and Rhonda Pitts Chambers of Taylor & Taylor, Birmingham, for defendant Velma Daniel.

Russell Q. Allison and Allan Sidney Jones of Carr, Allison, Pugh, Howard, Oliver & Sisson, P.C., Birmingham, for defendant Lloyd's of London.

JOHNSTONE, Justice.

This Court consented to answer two questions certified by the United States District Court for the Northern District of Alabama ("the federal district court") under Rule 18, Ala. R.App. P. The certified questions relate to the coverage afforded Sandra Hill Thomas ("Thomas"), a customer of Carl Cannon Chevrolet-Olds, Inc. ("Carl Cannon"), by two insurance policies issued to Carl Cannon: a garage policy issued by Certain Interested Underwriters at...

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