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CHRISTAFANO v. NEW JERSEY MFG.

824 A.2d 1126 (2003)

361 N.J. Super. 228

Michele CHRISTAFANO, Plaintiff-Respondent, v. NEW JERSEY MANUFACTURERS INSURANCE COMPANY, Defendant-Appellant.

Superior Court of New Jersey, Appellate Division.

Decided June 17, 2003.

Attorney(s) appearing for the Case

Harry D. Norton, Jr. argued the cause for appellant (Norton, Arpert, Sheehy & Higgins, attorneys; Mr. Norton, of counsel; Craig L. Chaney, on the brief).

John J. Pisano, Cranford, argued the cause for respondent.

Before Judges BRAITHWAITE, LINTNER and PARKER.

The opinion of the court was delivered by LINTNER, J.A.D.

We granted defendant New Jersey Manufacturers Insurance Company's (NJM) motion for leave to appeal from a Law Division order setting NJM's pro rata exposure to plaintiff Michele Christafano's claim for uninsured motorist (UM) benefits coverage at $211,500. We hold that the step-down provision contained in the NJM policy is valid and limits NJM's exposure to its prorated...

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