TORPY, J.
Respondent, Lisa Gibbons, sued her insurer, Petitioner, State Farm, alleging that State Farm had not complied with section 627.0651(12), Florida Statutes (2002), which prohibits insurance companies from including in their rate base monies paid on bad faith and punitive damages claims and related attorney's fees and taxable costs. She alleged that she tried administrative action, but that the Department of Insurance (DOI) basically ignored her, resulting...
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