SMITH, P.J., for the court:
¶ 1. After purchasing personal accident insurance with death benefits from Mid American Insurance Services, Inc. ("Mid American") when she rented a car from Enterprise Rent a Car, in Tupelo, Mississippi. Mary Carlisle was killed in an accident while operating the rental car in Memphis, Tennessee. Mid American refused to pay any insurance benefits to Mark Hancock or Suzanne Moore, Carlisle's heirs, alleging a violation of the rental...
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