OPINION
BLATZ, Chief Justice.
Appellant U.S. Specialty Insurance Company brought a declaratory judgment action to determine whether exclusions in a standard aviation liability insurance policy issued to respondents James Courtney and James Courtney III Law Office, P.A. violated state law. The district court found that the policy exclusions, which excluded coverage for claims made by employees for work-related injuries, were violative of Minn.Stat. §...
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