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JORGENSEN v. KNUTSON

No. C8-01-1685.

662 N.W.2d 893 (2003)

Royal JORGENSEN, et al., Respondents, v. Debra L. KNUTSON, Debtor, Milbank Insurance Company, petitioner, Appellant.

Supreme Court of Minnesota.

June 19, 2003.

Attorney(s) appearing for the Case

Troy A. Wolf, Smith, Bakke, Hovland & Oppegard, Moorhead, MN, for Appellant.

Craig E. Johnson, Fraase, Johnson, Ramstad & Mottinger, PLLP, Fargo, ND, for Respondent.

Heard, considered, and decided by the court en banc.

OPINION

ANDERSON, PAUL H., Justice.

Debtor Debra Knutson and her husband were insured by an automobile liability policy with garnishee-appellant Milbank Insurance Company. When the Knutsons failed to make their first premium payment for the relevant policy period, Milbank sent a notice of cancellation notifying them that their coverage would cease on a specific date at 12:01 a.m. unless the full policy premium was received before that date. Ten days after...

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