{¶ 1} The discretionary appeal is allowed.
{¶ 2} The judgment of the court of appeals is reversed, and the cause is remanded to the trial court to apply Ferrando v. Auto-Owners Mut. Ins. Co.,
{¶ 3} The cross-appeal is denied.
MOYER, C.J., RESNICK, F.E. SWEENEY, PFEIFER and COOK, JJ., concur.
LUNDBERG STRATTON, J., dissents.<...
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