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LANG v. HANOVER INSURANCE COMPANY

309 A.D.2d 1123 (2003)

766 N.Y.S.2d 915

DAVID LANG, Respondent, v. HANOVER INSURANCE COMPANY et al., Appellants.

Appellate Division of the Supreme Court of the State of New York, Third Department.

Decided October 30, 2003.

Carpinello, J.

In April 2000, plaintiff suffered serious injuries when he was struck in the eye by a "paintball" fired by Richard Bachman. At the time, Bachman was living in the home of defendants John Durbin and Beth Durbin. The Durbins' homeowner's insurance carrier, defendant Hanover Insurance Company, disclaimed coverage for the accident on the ground that Bachman was not an insured under the terms of its policy with...

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