GUNTHER, J.
ZC Insurance Company ("ZC") appeals an order denying its request for declaratory judgment and granting final summary judgment in favor of Annis Brooks and Ralph Brooks ("the Brookses"), individually and as natural guardians of their daughter Anselique Ashley Brooks ("Anselique"). In granting summary judgment, the trial court held that Annis Brooks was not bound by a family member exclusion to the supplemental liability insurance coverage that she had purchased...
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