Argued and Submitted April 10, 2003 — San Francisco, California.
Opinion by Judge NOONAN; Dissent by Judge MCKEOWN.
OPINION
NOONAN, Circuit Judge.
Richard L. Grimes and Rosa L. Grimes (the Grimeses) appeal the judgment of the district court in favor of New Century Mortgage Corporation (New Century). The Grimeses brought suit against New Century for violation of the Truth in Lending Act, 15 U.S.C. § 1601 et seq. (TiLA) and Federal...
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