OPINION
SHARPNACK, Judge.
Integon, a GMAC Insurance Company ("Integon"), appeals the trial court's denial of its motion for summary judgment on its declaratory judgment complaint against Mike Singleton ("Mike") and Samantha Singleton ("Samantha"). Integon raises three issues, which we consolidate and restate as whether Integon had a duty to defend and indemnify its insured under the insurance policy where the insured's actions were alleged to be so willful...
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