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DEPHELPS v. SAFECO INS. CO. OF AMERICA

No. 21029-4-III.

65 P.3d 1234 (2003)

Thomas and Karen DePHELPS, Petitioners, v. SAFECO INSURANCE COMPANY OF AMERICA, a Washington Corporation, Respondent, State Farm Fire & Casualty Company, an Illinois Corporation; Belfor Usa Group, Inc., a Colorado Corporation registered and doing business in Washington; Belfor Construction Services, Inc., formerly a Washington corporation, doing business as Bridgeway Construction Co., Inc.; Bridgeway Construction Co., Inc., formerly a Washington corporation; and Sound Builders, a Washington Corporation, Defendants.

Court of Appeals of Washington, Division 3, Panel Eight.

April 8, 2003.

Attorney(s) appearing for the Case

Lincoln Dennis Sieler, Seattle, WA, for Appellant.

Thomas Lether, Clarke, Bovington, Cole, Miller & Lether, Seattle, WA, for Respondent.

SWEENEY, J.

This is a dispute over the coverage afforded by a homeowners' insurance policy. The policy insures a dwelling used principally as a private residence. But the policy also refers to and covers various aspects of room rentals. We conclude from our reading of the whole policy that it covers the insureds' use of this residence as a bed and breakfast. And we reverse the trial court's decision to the contrary...

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