Lahtinen, J.
Following the November 1993 death of her husband, a retired school teacher, petitioner was eligible to continue to receive health insurance coverage through respondent, his former employer. At that time, respondent began sending premium invoices to petitioner and she remitted monthly payments of $225.15. In July 2001, however, petitioner was informed by respondent's benefit assistant that she had been mistakenly overbilled the total amount of $11,853...
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