The opinion of the court was delivered by LISA, J.A.D.
Plaintiff in this declaratory judgment action, Cumberland Mutual Insurance Company (Cumberland), issued a homeowners' policy to Michael Myers (Myers) and Stacy Myers, his wife. The policy was in effect on November 22, 1998 when Myers shot and killed Gary Dahl (Dahl) and then killed himself. Dahl's heirs and estate instituted a wrongful death and survival action against Myers. Cumberland then brought this action...
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