SMITH v. STATE FARM FIRE AND CAS. CO.

No. C8-02-997.

656 N.W.2d 432 (2003)

Joan F. SMITH, Respondent, v. STATE FARM FIRE AND CASUALTY COMPANY, Appellant.

Court of Appeals of Minnesota.

February 11, 2003.


Attorney(s) appearing for the Case

Thomas W. Larkin, Melchert Hubert Sjodin, PLLP, Waconia, MN, for respondent.

C. Todd Koebele, Michelle D. Christensen, Murnane, Conlin, White Brandt, St. Paul, MN, for appellant.

Considered and decided by HALBROOKS, Presiding Judge, SCHUMACHER, Judge, and HUDSON, Judge.


OPINION

ROBERT H. SCHUMACHER, Judge.

Appellant State Farm Fire and Casualty Company challenges the district court's grant of summary judgment to respondent Joan F. Smith, arguing a business-purposes exclusion in Smith's homeowner's insurance policy precludes coverage for damage to a structure on her property. We reverse and remand.

FACTS

In June, 1997, Smith purchased residential property in Carver County, Minnesota, that included a home...

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