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IN RE SCHMIDT

Bankruptcy No. 02-42802-JWV. Adversary No. 02-4382.

294 B.R. 741 (2003)

In re Mark Terry SCHMIDT and Tamera Lynn Horner, Debtors. Mark Terry Schmidt and Tamera Lynn Horner, Plaintiffs, v. SLM Corporation, Educational Credit Management Corporation, National Student Loan Program, Baker University and United States Department of Education, Defendants.

United States Bankruptcy Court, W.D. Missouri.

June 4, 2003.

Attorney(s) appearing for the Case

Tracy Robinson, Kansas City, MO, for Debtors.

Larry Bork, for Educational Credit Management Corp.

Judith Strong, Kansas City, MO, for U.S. Dept. of Education.

MEMORANDUM OPINION AND ORDER

JERRY VENTERS, Bankruptcy Judge.

The Debtors, Mark Terry Schmidt and Tamera Lynn Horner, filed a Complaint to Determine Dischargeability on December 31, 2002, seeking a discharge of their student loan debts pursuant to 11 U.S.C. § 523(a)(8) on the basis of undue hardship. On April 23, 2003, a trial was held on this matter at the United States Courthouse in Kansas City, Missouri. Tracy Robinson represented the Debtors...

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